[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dempsey.cz\/uspora-ktera-se-vyplati\/#Article","mainEntityOfPage":"https:\/\/www.dempsey.cz\/uspora-ktera-se-vyplati\/","headline":"\u00daspora, kter\u00e1 se vyplat\u00ed","name":"\u00daspora, kter\u00e1 se vyplat\u00ed","description":"D\u00edky globalizaci se n\u00e1m otev\u00edr\u00e1 nejen sv\u011bt internetu, ale tak\u00e9 sv\u011bt obchodu. Banky l\u00e1kaj\u00ed na spoustu novinek, o kter\u00fdch jsme bu\u010f nikdy nesly\u0161eli nebo jim nerozum\u00edme. M\u016f\u017ee to b\u00fdt zp\u016fsobeno finan\u010dn\u00ed gramotnost\u00ed, kter\u00e1 v\u00a0\u010cesku pokulh\u00e1v\u00e1 nebo celkovou finan\u010dn\u00ed nevzd\u011blanost\u00ed. Ekonomika je sice st\u00e1le na vzestupu, ale \u010cesko se neust\u00e1le pot\u00fdk\u00e1 s\u00a0vysokou m\u00edrou insolventnosti a zadlu\u017een\u00edm. Lid\u00e9 tedy \u0159e\u0161\u00ed svou finan\u010dn\u00ed Read More<\/a>","datePublished":"2018-05-31","dateModified":"2018-05-31","author":{"@type":"Person","@id":"https:\/\/www.dempsey.cz\/author\/#Person","name":"","url":"https:\/\/www.dempsey.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cc56039f878f8e8e6c7e1eb22b366a601f7187d0f8d182368eef8adef545f35b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc56039f878f8e8e6c7e1eb22b366a601f7187d0f8d182368eef8adef545f35b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dempsey.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dempsey.cz\/wp-content\/uploads\/img_a321809_w2425_t1533051618.jpg","url":"https:\/\/www.dempsey.cz\/wp-content\/uploads\/img_a321809_w2425_t1533051618.jpg","height":0,"width":0},"url":"https:\/\/www.dempsey.cz\/uspora-ktera-se-vyplati\/","about":["Www"],"wordCount":423,"articleBody":"D\u00edky globalizaci se n\u00e1m otev\u00edr\u00e1 nejen sv\u011bt internetu, ale tak\u00e9 sv\u011bt obchodu. Banky l\u00e1kaj\u00ed na spoustu novinek, o kter\u00fdch jsme bu\u010f nikdy nesly\u0161eli nebo jim nerozum\u00edme. M\u016f\u017ee to b\u00fdt zp\u016fsobeno finan\u010dn\u00ed gramotnost\u00ed, kter\u00e1 v\u00a0\u010cesku pokulh\u00e1v\u00e1 nebo celkovou finan\u010dn\u00ed nevzd\u011blanost\u00ed.Ekonomika je sice st\u00e1le na vzestupu, ale \u010cesko se neust\u00e1le pot\u00fdk\u00e1 s\u00a0vysokou m\u00edrou insolventnosti a zadlu\u017een\u00edm. Lid\u00e9 tedy \u0159e\u0161\u00ed svou finan\u010dn\u00ed situaci kr\u00e1tkodob\u00fdmi p\u016fj\u010dkami, kter\u00e9 jsou n\u00e1sledn\u011b nesplatiteln\u00e9 a m\u016f\u017eou p\u0159ij\u00edt o ve\u0161ker\u00fd sv\u016fj majetek. To nen\u00ed zrovna p\u0159\u00edv\u011btiv\u00e1 bilance, p\u0159itom existuje mnoho snaz\u0161\u00edch a leg\u00e1ln\u00edch zp\u016fsob\u016f, jak p\u0159ij\u00edt k\u00a0pen\u011bz\u016fm.\u00dapln\u011b nejz\u00e1kladn\u011bj\u0161\u00ed z\u00a0nich je klasick\u00e9 spo\u0159en\u00ed tedy spo\u0159\u00edc\u00ed \u00fa\u010det. Procento na spo\u0159\u00edc\u00edm \u00fa\u010dtu nen\u00ed p\u0159\u00edli\u0161 vysok\u00e9, ale dozajista pokryje sou\u010dasnou m\u00edru inflace. Tedy, \u017ee pen\u00edze, kter\u00e9 zrovna nevyu\u017e\u00edv\u00e1te v\u00e1m neklesaj\u00ed na hodnot\u011b. To je dobr\u00e9 plus, ale p\u0159\u00edli\u0161 na tom nezbohatnete.V\u00a0r\u00e1mci spo\u0159en\u00ed dnes spoustu spole\u010dnost\u00ed nab\u00edz\u00ed cestu, jak p\u0159ij\u00edt k\u00a0men\u0161\u00edmu p\u0159iv\u00fdd\u011blku. Mus\u00edme m\u00edt v\u0161ak k\u00a0dispozici v\u011bt\u0161\u00ed obnos pen\u011bz, kter\u00fd je pro n\u00e1s aktu\u00e1ln\u011b nepot\u0159ebn\u00fd. D\u016fle\u017eit\u00e9 je m\u00edt tyto pen\u00edze opravdu nav\u00edc. Jedn\u00e1 se o pod\u00edlov\u00e9 fondy. To se m\u016f\u017ee n\u011bkomu zd\u00e1t jako \u0161pan\u011blsk\u00e1 vesnice, ale opak je pravdou. M\u016f\u017ee se jednat o opravdu snadn\u00fd zp\u016fsob, jak p\u0159ij\u00edt k\u00a0pen\u011bz\u016fm. Na\u0161\u00edm \u00fakolem je toti\u017e pouze vlo\u017eit finance do rukou bank\u00e9\u0159e, kter\u00fd u\u017e n\u00e1sledn\u011b v\u0161e za\u0159\u00edd\u00ed.Mohlo by n\u00e1s samoz\u0159ejm\u011b napadnout, \u017ee o v\u0161echny sv\u00e9 \u00faspory m\u016f\u017eeme snadno a rychle p\u0159ij\u00edt. To je sice pravda, ale v\u0161e z\u00e1vis\u00ed na m\u00ed\u0159e rizika. U pod\u00edlov\u00fdch list\u016f, kter\u00e9 nakupujeme v\u00a0r\u00e1mci pod\u00edlov\u00fdch fond\u016f si v\u017edy vol\u00edme strategii. Pokud zvol\u00edme agresivn\u00ed strategii je m\u00edra rizika vysok\u00e1, av\u0161ak v\u00fd\u0161e zisku p\u0159\u00edmo \u00fam\u011brn\u00e1 riziku. Na druh\u00e9 stran\u011b s\u00a0minim\u00e1ln\u00edm rizikem je zaji\u0161t\u011bn\u00fd vklad, ale zisk na minim\u00e1ln\u00ed \u00farovni.Zlatou st\u0159edn\u00ed cestou je mo\u017enost z\u00e1ruky \u010dasti vkladu, av\u0161ak dostate\u010dn\u00fd pod\u00edl na zisku. 3.8\/5 - (14 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00daspora, kter\u00e1 se vyplat\u00ed","item":"https:\/\/www.dempsey.cz\/uspora-ktera-se-vyplati\/#breadcrumbitem"}]}]