[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dempsey.cz\/sporeni-pro-deti\/#Article","mainEntityOfPage":"https:\/\/www.dempsey.cz\/sporeni-pro-deti\/","headline":"Spo\u0159en\u00ed pro d\u011bti","name":"Spo\u0159en\u00ed pro d\u011bti","description":"Pokud chcete va\u0161emu d\u00edt\u011bti uleh\u010dit start \u017eivota, pak v\u00e1m ur\u010dit\u011b p\u0159ijde spo\u0159en\u00ed jako skv\u011bl\u00fd n\u00e1pad. Pokud za\u010dnete zji\u0161\u0165ovat, jak vlastn\u011b d\u00edt\u011bti spo\u0159it, velice rychle zjist\u00edte, \u017ee je spousta mo\u017enost\u00ed a mezi jednotliv\u00fdmi spo\u0159en\u00edmi jsou velk\u00e9 rozd\u00edly. P\u0159ipravili jsme v\u00e1m p\u0159ehled nejlep\u0161\u00edch zp\u016fsob\u016f spo\u0159en\u00ed.Spo\u0159\u00edc\u00ed \u00fa\u010dty Spo\u0159\u00edc\u00ed \u00fa\u010dty jsou jistotou, sice na nich moc nevyd\u011bl\u00e1te ale ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f ani neprod\u011bl\u00e1te. V\u00fdnos <a class=\"read-more\" href=\"https:\/\/www.dempsey.cz\/sporeni-pro-deti\/\">Read More<\/a>","datePublished":"2020-01-04","dateModified":"2020-01-04","author":{"@type":"Person","@id":"https:\/\/www.dempsey.cz\/author\/#Person","name":"","url":"https:\/\/www.dempsey.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cc56039f878f8e8e6c7e1eb22b366a601f7187d0f8d182368eef8adef545f35b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc56039f878f8e8e6c7e1eb22b366a601f7187d0f8d182368eef8adef545f35b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dempsey.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dempsey.cz\/wp-content\/uploads\/img_a349745_w2425_t1564834515.jpg","url":"https:\/\/www.dempsey.cz\/wp-content\/uploads\/img_a349745_w2425_t1564834515.jpg","height":0,"width":0},"url":"https:\/\/www.dempsey.cz\/sporeni-pro-deti\/","about":["Www"],"wordCount":429,"articleBody":"Pokud chcete va\u0161emu d\u00edt\u011bti uleh\u010dit start \u017eivota, pak v\u00e1m ur\u010dit\u011b p\u0159ijde spo\u0159en\u00ed jako skv\u011bl\u00fd n\u00e1pad. Pokud za\u010dnete zji\u0161\u0165ovat, jak vlastn\u011b d\u00edt\u011bti spo\u0159it, velice rychle zjist\u00edte, \u017ee je spousta mo\u017enost\u00ed a mezi jednotliv\u00fdmi spo\u0159en\u00edmi jsou velk\u00e9 rozd\u00edly. P\u0159ipravili jsme v\u00e1m p\u0159ehled nejlep\u0161\u00edch zp\u016fsob\u016f spo\u0159en\u00ed.Spo\u0159\u00edc\u00ed \u00fa\u010dtySpo\u0159\u00edc\u00ed \u00fa\u010dty jsou jistotou, sice na nich moc nevyd\u011bl\u00e1te ale ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f ani neprod\u011bl\u00e1te. V\u00fdnos v\u011bt\u0161inou kop\u00edruje inflaci. Zhodnocen\u00ed sice m\u016f\u017ee b\u00fdt v\u011bt\u0161\u00ed ale mus\u00edte v\u00a0pr\u016fb\u011bhu \u010dasto m\u011bnit spo\u0159\u00edc\u00ed \u00fa\u010dty\u2026 V\u00fdhodou je jist\u00fd \u00farok pen\u00edze neust\u00e1le k\u00a0dispozici a nav\u00edc m\u016f\u017eete p\u0159isp\u00edvat dle vlastn\u00edch mo\u017enost\u00ed.Stavebn\u00ed spo\u0159en\u00edStavebn\u00ed spo\u0159en\u00ed je nejobl\u00edben\u011bj\u0161\u00ed zp\u016fsob spo\u0159en\u00ed v\u016fbec. V\u00a0dne\u0161n\u00ed dob\u011b v\u0161ak velice klesla st\u00e1tn\u00ed podpora a za \u0161est let vyd\u011bl\u00e1te asi 3% i se st\u00e1tn\u00ed podporou, co\u017e tak\u00e9 nen\u00ed \u017e\u00e1dn\u00fd z\u00e1zrak. V\u00fdhodou je garantovan\u00e9 zhodnocen\u00ed a pevn\u00fd pl\u00e1n. Nev\u00fdhodou je n\u00edzk\u00e9 zhodnocen\u00ed.Penzijn\u00ed spo\u0159en\u00edTe\u010f si mo\u017en\u00e1 klepete na \u010delo ale je to tak. D\u00edt\u011bti m\u016f\u017eete zalo\u017eit takzvan\u00e9 dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed, ze kter\u00e9ho m\u016f\u017ee v\u00a018ti letech vybrat t\u0159etinu pen\u011bz a zbytek mus\u00ed na \u00fa\u010dtu z\u016fstat do d\u016fchodu nebo do dovr\u0161en\u00ed 60ti let. Nev\u00fdhodou je p\u0159edev\u0161\u00edm to, \u017ee si m\u016f\u017ee d\u00edt\u011b vybrat pouze t\u0159etinu pen\u011bz, z\u00e1kony se do t\u00e9 doby mohou zm\u011bnit a plat\u00ed se da\u0148 ze zisku \u2013 st\u00e1tn\u00ed podpory.Pod\u00edlov\u00e9 fondyNejm\u00e9n\u011b obl\u00edben\u00fd ale nejv\u00edce \u00fa\u010dinn\u00fd ze v\u0161ech zp\u016fsob\u016f \u0161et\u0159en\u00ed. Pod\u00edlov\u00e9 fondy nab\u00edzej\u00ed velk\u00e9 mno\u017estv\u00ed \u0161et\u0159en\u00ed, p\u0159edev\u0161\u00edm pro dlouhodob\u00e9 \u0161et\u0159en\u00ed. Jedn\u00e1 se o pravidelnou investici. V\u00fdhodou je vysok\u00e1 likvidita a mo\u017enost velk\u00e9ho zhodnocen\u00ed pen\u011bz. Nev\u00fdhodou je vy\u0161\u0161\u00ed vstupn\u00ed poplatek a n\u00e1ro\u010dnost v\u00fdb\u011bru fond\u016f.Alternativn\u00ed investiceDnes je velice modern\u00ed investovat do zlata a nemovitost\u00ed. V\u017edy investujte do jedn\u00e9 oblasti a zjist\u011bte si v\u0161echny dostupn\u00e9 informace. Jedn\u00e1 se pouze o dopln\u011bk \u0161et\u0159en\u00ed, kter\u00fd je nav\u00edc v\u011bt\u0161inou zaj\u00edmav\u00fd a\u017e p\u0159i v\u011bt\u0161\u00edm mno\u017estv\u00edm pen\u011bz, kter\u00e9 m\u016f\u017eete investovat.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spo\u0159en\u00ed pro d\u011bti","item":"https:\/\/www.dempsey.cz\/sporeni-pro-deti\/#breadcrumbitem"}]}]